(Author Unknown)
Part of rebuilding New Orleans caused residents often to be challenged
with the task of tracing home titles back potentially hundreds of years.
With a community rich with history stretching back over two centuries,
houses have been passed along through generations of family, sometimes
making it quite difficult to establish ownership.
Here's a great letter an attorney wrote to the FHA on behalf of a client:
A New Orleans lawyer sought an FHA loan for a client. He was told
the loan would be granted if he could prove satisfactory title to a parcel
of property being offered as collateral. The title to the property dated
back to 1803, which took the lawyer three months to track down. After
sending the information to the FHA, he received the following reply:
A New Orleans lawyer sought an FHA loan for a client. He was told
the loan would be granted if he could prove satisfactory title to a parcel
of property being offered as collateral. The title to the property dated
back to 1803, which took the lawyer three months to track down. After
sending the information to the FHA, he received the following reply:
(Actual reply from FHA):
"Upon review of your letter adjoining your client's loan application,
"Upon review of your letter adjoining your client's loan application,
we note the request is supported by an Abstract of Title. While we
compliment the able manner in which you have prepared and presented
the application, we must point out you have only cleared title to the
the application, we must point out you have only cleared title to the
proposed collateral property back to 1803. Before final approval can be
accorded, it will be necessary to clear the title back to its origin."
Annoyed, the lawyer responded as follows:
(Actual response):
"Your letter regarding title in Case No.189156 has been received. I note
Annoyed, the lawyer responded as follows:
(Actual response):
"Your letter regarding title in Case No.189156 has been received. I note
you wish to have title extended further than the 206 years covered by the
presen t application.
I was unaware any educated person in this country, particularly those
I was unaware any educated person in this country, particularly those
working in the property area, would not know Louisiana was purchased
by the United States from France in 1803, the year of origin identified in
our application. For the edification of uninformed FHA bureaucrats, the
title to the land prior to U.S. ownership was obtained from France , which
had acquired it by Right of Conquest from Spain . The land came into the
possession of Spain by Right of Discovery made in the year 1492 by a sea
captain named Christopher Columbus, who had been granted the privilege
of seeking a new route to India by the Spanish monarch, Queen Isabella.
The good Queen Isabella, being a pious woman and almost as careful about
titles as the FHA, took the precaution of securing the blessing of the Pope
before she sold her jewels to finance Columbus's expedition. Now the Pope,
as I'm sure you may know, is the emissary of Jesus Christ, the Son of God,
and God, it is commonly accepted, created this world. Therefore, I believe it
is safe to presume God also made the part of the world called Louisiana .
God, therefore, would be the owner of origin and his origins date back to
before the beginning of time, the world as we know it, and the FHA.
I hope you find God's original claim to be satisfactory.
Now, may we have our loan?"
The loan was immediately approved.
And this same Government wants to run health care!
The loan was immediately approved.
And this same Government wants to run health care!
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