Progressvie Dems Create Chaos : First Step to 'Single Payer'?

As the saying goes, 'the truth is in the details' - and finding out that when you go to the exchange and find you will get insurance that doesn't fit your life style, and it will cost more the double what you are paying now, leaves a bad taste in your mouth and anger in your heart. You have been lied to!

For some families the change will destroy their lives as the cost is so high they will have to forego any hope of a future. Just survival will be the order of the day.

This is just what Mr Obama and the progressives wanted, chaos - and the only way to fix this mess is to have the federal government take over the entire health care system - 'Single Payer' health care, just what the progressive socialists Democrats have intended all along, it was never about creating a health care system to benefit all people, it was always about total control.

Welcome to the real world - vote Democrat!

How Will You Fare in the ObamaCare Exchanges?
Source: Drew Gonshorowski, "How Will You Fare in the ObamaCare Exchanges?" Heritage Foundation, October 16, 2013.
October 22, 2013

Enrollment in ObamaCare's health insurance exchanges has proven to be a somewhat difficult process amidst technical glitches and delays. Aside from the issues associated with actually purchasing health care, once an individual gets a quote for health insurance on an exchange, is the premium higher or lower than before, asks Drew Gonshorowski, a policy analyst in the Center for Data Analysis at the Heritage Foundation.

• Gonshorowski research finds that for many states, the insurance on health exchanges will cost more than existing insurance.
• His study illustrates that the general experience for individuals shopping on the exchange is that of increasing premiums from what was available to them prior to implementation of the exchanges.
• Many families and individuals will face this reality as they apply for coverage, and the implications of experiencing sticker shock are important to consider if enough people choose not to sign up for coverage for various reasons.

Gonshorowski uses the Heritage Health Insurance Microsimulation Model (HHIMM), in concordance with insurer data compiled by Mark Farrah and Associates, to create a snapshot of what it looks like to shop for insurance prior to exchange implementation. This data is used to build weighted average premiums within the rating areas, similar to the process described in the most recent release from the Department of Health and Human Services.

• Individuals in most states will end up spending more on the exchanges.
• It is true that in some states, the experience could be the opposite.
• This is because those states already had over-regulated insurance markets that led to sharply higher premiums through adverse selection, as is the case of New York.
• Many states, however, double or nearly triple premiums for young adults.
• Arizona, Arkansas, Georgia, Kansas and Vermont see some of the largest increases in premiums.

Gonshorowski's findings confirm that younger populations see larger percentage increases in premiums. A state that exhibits this clearly is Vermont, where the increase for 27 year olds is 144 percent and the increase for 50 year olds is still 60 percent, but far less. All states exhibit this relationship.