ObamaCare Is About Failed Insurance Programs - Not Health Care

This is probably the most missed information that the public needs to understand is ObamaCare is not about providing health care to those that need it, ObamaCare is supposedly about providing insurance to these people, which in turn has a profound effect on the their health care by forcing doctors out of business with decreased payments, or denying care to those that have government insurance as it was too restrictive and expensive for consumers.

The most basic ObamaCare objective is driving the insurance industry out of business by make demands on them to cover all health care problem at rates they cannot afford, and then implementing  government run health care to solve all health care problems, Single Payer.

Believe, this is the objective for all progressive socialists democrats. Forcing the general public into dependency on government run programs that will assure generations of voters for the democrats.

ObamaCare Provides Insurance, Not Care
Source: Sally Pipes, "For Eight Million Enrollees, Coverage -- But Not Care," Forbes, April 21, 2014.

April 28, 2014

New ObamaCare enrollees are going to find it difficult to access many prescription drugs, says Sally Pipes, president of the Pacific Research Institute.

Those who enrolled in the health care exchanges may be in for a surprise once they start looking at their policies. Placing limits on drug coverage is seen as a way to keep insurance costs down. But if drug coverage is stingy, patients may simply forgo treatment altogether, turning treatable conditions into expensive problems that ultimately mean higher costs, for the individual as well as the entire health care system.

• According to the Journal of Clinical Oncology, cancer patients facing higher copayments were 70 percent more likely to simply stop taking their cancer treatment and 42 percent more likely to skip doses.
• This is not only a problem for patient health, but for health care spending as a whole. According to Frank Lichtenberg, professor at Columbia University, for every $1.00 spent on drugs, hospital spending is reduced by $3.65.

All exchange plans must cover prescription drugs, and the average plan covers more than 50 percent of all medicines. However, prescription drug "coverage" does not mean that the drugs are affordable.

• There are two ways that prescription drugs are generally paid for: copays (in which the insured make a flat payment toward the cost of any prescription) and coinsurance (in which the insured pay a percentage of the total drug bill).
• In the exchanges, most cheaper, generic drugs require copays, while more expensive, brand-name drugs require coinsurance.
• Coinsurance can be very expensive. Gleevec, a common cancer drug, has coinsurance rates in the exchanges of up to 30 percent, leaving patients to foot a $2,000 monthly drug bill.
• Patients who need specialty drugs are affected the most, because those are the drugs that have high coinsurance rates.

In all, drug cost-sharing under ObamaCare is 34 percent higher than in policies prior to the law.
The Affordable Care Act may have given enrollees access to insurance, but not to affordable care.