Health Care Without Insurance : Doctors Finding A Way to Succeed

ObamaCare is destroying health care and insurance companies? According to this report our health care might be make a turn for the best. The biggest problem is for those that can't afford to pay cash, they will be 'disadvantaged' by having to rely on the government to help pay the bills, which in turn means the poor and many in the middle class, are destined for dependency.

Hello ObamaCare and the progressive socialist democrats.

The Benefits of Concierge Medicine and Third-Party-Free Practices
Source: Gerard J. Gianoli, "Saying Goodbye to Third-Party Medical Payments," Wall Street Journal, January 15, 2015.          

January 16, 2015

What's the solution to Obamacare? Until lawmakers can agree on new reforms, neuro-otologist Gerard Gianoli says the answer is turning to concierge medicine and other practices free from third-party payers.

The two models are similar. At concierge practices, patients pay a flat monthly or annual fee, gaining access to a doctor, and many practices don't accept insurance. Similarly, third-party-free practices take on patients but refuse to accept insurance -- patients pay cash for visits and services, free from the complexity and confusion of insurance companies, copays and deductibles. Patients know their costs upfront, and Gianoli says both patients and doctors can save money this way:

• Without insurance billing, doctors save 40 percent on average in administrative expenses.
• With reduced administrative fees, patients are charged less for visits and services.
• Gianoli's own third-party-free practice charges three to four times less than the industry average for the same services.

With these models, patients are left with more money in their pockets and more control over their own health care decisions.